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Clause Intelligence Dashboard

PDF clause review with secure vault storage.

Upload Mortgage Commitment (PDF)

We’ll scan for key toxic clauses and highlight the risk areas before you sign. PDF only, max 10MB.

Secure • Private • Canadian English

Strategic Clause Audit

Prepayment Penalties

Calculates potential penalties to prevent you from being hit with a massive bill if you need to break your mortgage early.

Bona Fide Sale Clause

Uncovers the 'No-Exit' trap that legally stops you from switching lenders or paying off your mortgage unless you actually sell your home.

Refinance & Blend-and-Extend

Analyzes your freedom to increase your loan or change rates mid-term without being forced into an expensive full contract break.

Collateral vs Standard Charge

Explains how your mortgage is registered, identifying hidden 'switching costs' that could trap you with your current bank for years.

Prepayment Privileges

Confirms your rights to pay off extra principal and ensures the lender must reduce your penalty if you pay out early.

Mortgage Portability

Exposes the 'Subject to Approval' fine print that might block you from moving your current low rate to your next home.

Assignment / Assumption

Checks if a future buyer can take over your mortgage—a powerful tool that can make your home much easier to sell in a high-rate market.

Post-Discharge Restrictions

Audits hidden 'Cashback Clawbacks' and lender lockout periods that can remain active even after your mortgage is fully paid off.

Fees & Penalties

Scans for non-standard administrative and discharge fees that act as a 'hidden tax' on your home equity when you leave the lender.

Beta Access Only - Contact for Pro Features

PDF exports and other Pro capabilities are available by request during the private beta.